Who Will Pay My Medical Bills Before the Case is Settled in Full? Due to the difficulty in determining the extent of your injuries and damages, it can oftentimes take several months before the case is settled in full. Unfortunately, even if the person who caused your injuries is clearly at fault, neither that person nor their insurance company is required to make any payments to you until your case is finally settled in full.
In Ohio, the medical expenses incurred and the wages lost as a result of injuries sustained in a car accident are the responsibility of the person at fault and that person’s insurance company. Who is Responsible to Pay My Medical Bills and Lost Wages if I am involved in a car accident? It is our policy that we will contact any of the entities that claim subrogation rights and include them in the settlement procedure or lawsuit so that when your claim is settled, all claims against you will be disposed of at the same time.
This is called subrogation and the law allows for it. Subrogation and Reimbursement RepresentationĪs mentioned above, almost all insurance policies that provide payment to you after an accident will require you to repay them if you collect a settlement fro the person who caused your injuries. In many cases, we recommend that you use your MedPay benefits to pay the out of pocket expenses not covered by your health insurance policies. This allows you to obtain necessary medical treatment early on in a case. Most car insurance policies provide you with a small amount of coverage for medical expenses that result from an accident regardless of who is at fault. Keep in mind that health insurance companies have the right to be reimbursed from you by any payment you receive from your settlement.Īutomobile Medical Payment Benefit (“MedPay”) This is to ensure that you have the ability to obtain medical treatment immediately after the accident. In most cases, your health insurance will pay your medical expenses such as ambulance, hospital, and doctor bills. It is our goal to obtain and review all potential insurance coverages and to coordinate the benefits to maximize your final recovery. It’s generally the case that several different types of insurance policies will be responsible to pay various parts of your claim.
0 kommentar(er)
